February 12, 2012
Filed under: debt relief,Eliminate debt,health and wealth solutions,mental health,ways for reducing debt,wealth and mental health,wellness — Andrew Edward @ 11:51 pm
Living debt free what is spiritual wealth
Spiritual Wealth
We talk about four major capacities of life associated with ‘wealth’ in our book
1. Financial wealth
2. Mental (emotional) wealth
3. Physical wealth
4. Spiritual wealth
All of these areas of your life are interrelated and interconnected in some way.
How ‘wealthy’ you are in each area is most likely determined by your values and goals. When you approach life with goals that are incongruent with your values, you create confusion and anxiety for your body, your mind, and your life.
Conflicting values and goals can lead to unhappiness, insecurity, stress, depression, and both mental and physical illness. But when you establish goals that are driven by your true values, then you have greater harmony and peace in your life.
A harmonious life allows you to be simply happy. It enables you to tap into your innermost thoughts and the recesses of your mind to nourish your spirituality.
This is an important aspect of your life and it is essential that you create spiritual wealth from which to draw wisdom, direction, and insights for your future.
It is unfortunate that people often spend all of their time and energy pursuing financial wealth and ignoring the important spiritual wealth they deserve. In the earlier sections of ou book, we’ve explored the value and importance of attaining financial independence, mental wealth, and physical wealth. Once you are able to achieve these things, the result is a life that is simple and happy.But there is MORE!
When you become satisfied and simply happy, you have a strong foundation on which to build your spiritual wealth. Consider the person who is struggling to pay bills and is totally unhappy with their job. They have little time to consider their spiritual health and their continuation at a rapid pace on the treadmill of life is robbing them of their spirituality.
That’s why it is so important to strive for a life that is simply happy and debt-free.
Then you have the ability to tap into your inner resources and reach your spirituality.
Deepening your spirituality and strengthening your spiritual pursuit results in spiritual wealth that will feed your soul and mind for years to come.
This is the 22st of our series “on debt reduction”, which
are free articles we have produced for your enjoyment it will be in
part form and continuous with each new article, we hope you enjoy it
and if you do please send it on to your friends, we also welcome any
comments.
Don’t forget to check out all our other books at
Andrew Edward 
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February 6, 2012
Filed under: Debt Reduction,debt relief,Eliminate debt,general,health and wealth solutions,mental health,ways for reducing debt,wealth and mental health,wellness — Andrew Edward @ 11:41 pm
Health and Debt problems go hand in hand
Preventive testing at various ages becomes more important as we age. n annual check-up to identify early warning signs of potential health issues will help to ensure your physical wealth is as sound as it can be.
For example,
A.yearly blood pressure and cholesterol screenings are recommended for all adults
B.mammograms are recommended for women when they reach the age of 35 as a baseline for future years
C.men and women are advised to have a colonoscopy at the age of 50 for early detection of cancer and to establish a baseline for the future
These types of tests are essential for ensuring your physical wealth. It’s not just about exercise and nutrition – it’s about total health management and building wealth that will pay off in years to come – just like your financial and mental wealth! Your doctor and health insurance carrier maintain a list of recommended preventive tests that are based on national clinical guidelines and they can help you establish a plan.
Knowing these important facts, you are now equipped with the information about your current health status and you know what you need to do for the future.
You can move to step #3 in the process of accumulating your physical wealth.
3. Set your goals! Make a decision and mental commitment to change your lifestyle to reach your goals. That may include both exercise and nutritional changes.
4. Create a plan to meet your goals – just like you did to become debt-free! Start slowly by adding a 10-15 minute walk or other activity to your daily life. Increase 5-10 minutes each day until you are able to walk 45-60 minutes at least 4-5 times weekly.
Your plan may include joining a gym. Do what you need to do to improve your physical fitness – but DO NOT go in debt to do it! If you don’t have the money to join a gym, it’s absolutely FREE to walk outdoors! Make decisions based on your financial situation.
Make small, methodical changes in your diet. Start drinking more water daily. Eat smaller portions of foods you enjoy. Phase out foods that you know are bad for you. Take it slow and you will succeed – as long as you have a positive attitude, are persistent, and are equipped with a plan!
5. Reward yourself for small changes and for hitting milestones and targets. Your reward might be going to a movie, visiting a museum, or doing something to reward both your physical and your mental self!
After all, over half of the battle related to investing in your physical wealth is related to your mental wealth – they both deserve a reward!
Investing in your physical wealth is critical to all other aspects of your life. You must always commit to make changes mentally before you can really change your actions and make a difference. The mental wealth you have built is now giving you the stamina and motivation to invest in your body. Remember to always talk and think positively.
Positive self-talk and reinforcement is your strongest ally when it comes to making changes in your life. If you stay focused positively, then you will be successful in whatever you set out to do!
The time and effort you put into taking care of your body and preparing for the days, weeks, and years ahead will pay off in many ways. But most importantly, it will give you peace of mind, a sense of well-being, and the ability to live simply and be simply happy.
Physical wealth is yours for life – it’s something that no one else can take away from you except yourself.
This is the 21st of our series “on debt reduction”, which are free articles we have produced for your enjoyment it will be in part form and continuous with each new article, we hope you enjoy it and if you do please send it on to your friends, we also welcome any comments.
If you would like to purchase the book this article is from click here http://quickinfoebooks.com/self-improvement/debtconsolidation/#ordernow
Don’t forget to check out all our other books at
http://quickinfoebooks.com/ 
Andrew Edward
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October 18, 2011
Filed under: Debt Reduction,debt relief,Eliminate debt,general,mental health,wealth and mental health,wellness — Andrew Edward @ 3:50 am
Debt pressure being aware of body weight 
We subscribe in the terminology healthy mind healthy body and by have a reasonable fitness level you will be able to attack your debt problems with a positive mind
For example, you may be surprised at what you discover. Take a look at the Metropolitan Weight Table below, which is the ‘gold standard’ for weight management by most doctors and insurance plans. These recommended weights will help you assess your current level of fitness related to weight.
1999 METROPOLITAN HEIGHT AND WEIGHT TABLES FOR
MEN AND WOMEN
According to Frame, Ages 25-59
Weight in Pounds (In Indoor Clothing)*
HEIGHT
(In Shoes)+ FRAME FRAME FRAME
Feet Inches
4 10 Small frame 102-111 medium frame109-121 large frame 118-131
4 11 103-113 111-123 120-134
5 0 104-115 113-126 122-137
5 1 106-118 115-129 125-140
5 2 108-121 118-132 128-143
5 3 111-124 121-135 131-147
5 4 114-127 124-138 134-151
5 5 117-130 127-141 137-155
5 6 120-133 130-144 140-159
5 7 123-136 133-147 143-163
5 8 126-139 136-150 146-167
5 9 129-142 139-153 149-170
5 10 132-145 142-156 152-173
5 11 135-148 145-159 155-176
6 0 138-151 148-162 158-179
• Indoor clothing weighing 5 pounds for men and 3 pounds for women.
+ Shoes with 1-inch heels
Finding your weight on the chart may be an eye-opening experience. If
you’re out of the range, then your physical wealth is ‘in debt’ and you need to make some investments in your body. This is just the beginning of your journey to creating, building, and maintaining your physical wealth.
Once you achieve your goals, you continue working on them. Just like your financial wealth, it is a life-long process to manage your health and continue building on it. As you age, there are different things to consider and physical wealth is dependent on you continuing to follow a healthy lifestyle.
4 Source of basic data Build Study, 1979. Society of Actuaries and Association of Life Insurance Medical Directors of America, 1980. Copyright© 1996, 1999 Metropolitan Life Insurance Company. Courtesy of the Metropolitan Life Insurance Company.
This is the 20th of our series “on debt reduction”, which are free articles we have produced for your enjoyment it will be in part form and continuous with each new article, we hope you enjoy it and if you do please send it on to your friends, we also welcome any comments.
If you would like to purchase the book this article is from click here http://quickinfoebooks.com/self-improvement/
debtconsolidation/#ordernow
Don’t forget to check out all our other books at
http://quickinfoebooks.com/
Andrew Edward 
A-Z Online Products
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September 14, 2011
Filed under: Debt Reduction,debt relief,Eliminate debt,mental health,ways for reducing debt,wealth and mental health,wellness — Andrew Edward @ 4:37 am
Making changes requires a positive attitude
So, exactly how do you go about making changes in your physical health that will lead to physical wealth? It’s very much like the changes you make in your financial and mental health.
It takes commitment, persistence, and determination. It starts with an examination of where you are today and where you want to be. It takes time to consider what is important to you and identifying how to get where you want to be. It requires you to establish goals.
But most of all, it takes a positive mental attitude and a focus on your goals.
There are some milestones that will help you get started, similar to the mental wealth planning we’ve discussed above. Evaluating your current situation and comparing that with your desired goal gives you insightful information about whether or not you need to make changes.
Let’s take a look at the evaluation and planning process:
1. Start by evaluating your current physical health situation. Look at your weight, level of fitness, cardio health, level of exercise, and other aspects of your physical health. Take a good honest look at how much time you currently invest in your physical health and make a note of it.
Ask yourself some questions. Are you overweight?
Do you tire easily? Can you climb two flights of stairs without becoming winded? Do you eat nutritiously? Do you know what foods are good for you and which ones are bad for your health? Do you have good heart health?
2. Now, compare where you are today to where you should be based on your own perceptions and based on health recommendations of your physician or other credible sources. You may not be obese, but you may be a ‘little overweight’. You may think you’re a ‘little sedentary’. Either way, there could be serious health consequences.
So what has health got to do with debt reduction once you have a healthy mind and body you will be able to find the solutions to your financial goals
This is the 19th of our series “on debt reduction”, which are free articles we have produced for your enjoyment it will be in part form and continuous with each new article, we hope you enjoy it and if you do please send it on to your friends, we also welcome any comments.
If you would like to purchase the book this article is from click here http://quickinfoebooks.com/self-improvement/debtconsolidation/#ordernow
Don’t forget to check out all our other books at
http://quickinfoebooks.com/
Andrew Edward 
A-Z Online Products
Like a free gift why not join our Newsletter Club at
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August 14, 2011
Filed under: Debt Reduction,debt relief,Eliminate debt,mental health,ways for reducing debt,wealth and mental health,wellness — Andrew Edward @ 9:28 pm
Physical wealth
With your financial and mental wealth growing every day, it’s important not to neglect your physical health either. Did you know that you can enjoy physical WEALTH too?
You take time to invest in your financial wealth and your financial future. You invest in your mental wealth. It’s time to invest in your physical wealth and the future of your life. Goals which lead to a longer, happier life require that you are fit and able to enjoy that life.
The problem is big
It is estimated that the annual cost of obesity in America is $122.9 billion! Obesity and related conditions or diseases result in over $62 million in physician visits and over $40 million in missed time from work every year!3 In addition, obesity has been linked to diabetes, gallbladder disease, heart disease, and high blood pressure. 
Obesity in America and in many other countries of the world has reached an all time high. There are many reasons for this:
1. People don’t get the exercise they need
2. Fast food industries have made fat and sugar a staple in diets
3. Low cost of fast-food makes it attractive for young families
4. The rat-race lifestyle makes it harder for people to plan and prepare nutritious meals at home
5. It’s a “I gotta have it” world and that includes food
6. Mega and super-sized portions are packing on the weight
7. Mental and physical exhaustion are breaking down the resolve to eat nutritiously There are many other reasons people don’t eat nutritiously and exercise properly. It does take some planning and work to establish a good exercise routine and healthy eating habits.
Financial, mental, and physical fitness are all important aspects of your life and they all contribute to living the life you want to live. But you may not be overweight. You may just be a little sedentary in your lifestyle. Physical wealth is not just about weight. It’s about anything that affects your body and your ability to enjoy life. Stress, anxiety, overweight, and living a sedentary lifestyle, have all contributed to illness or early death for many people.
How you invest your money determines how wealthy you will be in the future.
The same principle applies to your body. How you take care of your body and invest time to be healthy determines whether or not you will be physically wealthy in years to come.
Building your retirement account requires commitment and persistence in saving small amounts of money. Eventually, it turns into millions of dollars when managed well and fed regularly.
Your body works the same way. Consistent amounts of exercise and a commitment to eating healthy will give you the body you need to enjoy life and be simply happy in everything you do. When you get moving, you’ll feel better, your body will be in better shape, and your mental health will improve at the same time.
When you take care of yourself physically and live an active life, you contribute to your mental well-being and your ability to stay focused on your goals. Both physical and mental health help you stay focused on what is important to you.
Your body is like a well-oiled machine where everything works in concert for optimal performance. 
People often ignore their physical health while spending more time on other areas of their lives. But a simple investment in your physical health will bring you tremendous physical WEALTH! A healthy body is a happier body and you are able to achieve and accomplish more when you are physically fit.
The happiest people are those who are able to balance the work, family, and personal areas of their lives. They recognize the value and importance of managing their time wisely to allow for all aspects of their life to complement each other. Feeling good about yourself physically also contributes to a type of mental euphoria and that drives you to greater heights of success and well-being than you ever imagined.
This is the 18th of our series “on debt reduction”, which are free articles we have produced for your enjoyment it will be in part form and continuous with each new article, we hope you enjoy it and if you do please send it on to your friends, we also welcome any comments.
If you would like to purchase the book this article is from click here http://quickinfoebooks.com/self-improvement/debtconsolidation/#ordernow
Don’t forget to check out all our other books at
http://quickinfoebooks.com/
Andrew Edward 
A-Z Online Products
Like a free gift why not join our Newsletter Club
at http://quickinfoebooks.com/freegifts.php
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